Floods can occur at any time of the year and can be caused from nature or a household malfunction. You can greatly reduce the impact of a flood by being prepared. In case of a flood, here are some steps to follow immediately.
1. Contact Your Insurance Company.
You need to report the flood, and your insurance company will give you valuable information regarding your coverage, including where to stay if your home is uninhabitable. Your insurance company can dispatch an adjuster to evaluate the damage. Sometimes it will be that day, but often it is the next business day after the claim was reported.
2. Contact A Reputable Restoration Company
You will need to choose a restoration contractor (such as Utah Flood and Fire) you are comfortable with. Your insurance company may recommend contractors in your area, but the final decision is yours alone. Your insurance company will pay the reasonable repair costs for most reputable companies. A restoration company will be able to help with the following items.
3. Do Not Enter Your Home Until Advised It Is Safe
If the main power switch was not turned off prior to flooding, do not re-enter your home. Home appliances that may have been flooded pose a risk of shock or fire when turned on. Do not use any appliances, heating, pressure, or sewage system until electrical components have been thoroughly cleaned, dried, and inspected by a qualified electrician.
4. Beware Of Contamination
Flood water can be heavily contaminated with sewage and other pollutants. It can cause sickness and infections. If the color, odor or taste you suspect are unusual, then your drinking water has been contaminated, don’t drink it.
5. Secure and Store Valuables
Store all valuable papers that have been damaged in a freezer until needed. Upon clean-up consult legal counsel to determine whether flood-damaged documents need to be restored, or retained.
6. Make A Record of Damage
Record details of flood damage by photograph or video, if possible. This will be helpful for any insurance claim.